Introduction and Scope

Welcome to InsureDem, your trusted marketplace insurtech platform connecting users with insurance providers in Ghana and across Africa. This Privacy Policy explains how we collect, use, share, and protect your personal information in connection with your use of our platform. By accessing or using InsureDem, you agree to the terms of this Privacy Policy.

Consent

By using InsureDem, you consent to the collection, use, and sharing of your personal information as described in this Privacy Policy. You may withdraw your consent at any time, but this may affect your ability to use certain features of the platform.

User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and notifying us of any unauthorized access to your account.

Information We Collect

We collect both non-personal and personal information to provide our services to you. Non-personal information is automatically collected when you visit our platform, while personal information is provided by you when you register an account or interact with our services.

Age Restriction

You must be at least 18 years old to use InsureDem and have the legal capacity to enter into contracts. By using our platform, you affirm that you meet these requirements.

Use of Personal Information

We primarily use your personal information to provide, maintain, and improve our platform's functionality/servicces, as well as to communicate with you, facilitate transactions, and personalize your experience on our platform. We do not share personal information with third parties without consent, except as required by law.

Data Accuracy

We are committed to maintaining the accuracy and completeness of your personal information. We take reasonable steps to ensure that the data we hold is up-to-date, accurate, and relevant for the purposes for which it was collected. Additionally, we provide mechanisms for you to update or correct your information as needed.

Other Information We Collect

We may also collect information from you using cookies and similar technologies to enhance your user experience and improve our services.

Information Security

We employ industry-standard security measures, including SSL encryption, to protect your data during transmission. However, please be aware that no method of transmission over the internet is entirely secure.

Data Confidentiality

Your information is regarded as confidential and will not be disclosed to third parties except as required by law or with your consent.

Disclosures

We may share your personal information with third-party service providers to assist us in providing our services to you. We may also disclose your information as required by law or to protect our rights.

Transfer of Personal Data

Your personal information may be transferred to recipients located outside of your country of residence. By using our platform, you consent to the transfer of your information to these countries.

Your Rights

Subject to certain limitations, you have the right to access, rectify, or delete your personal information. You may also object to the processing of your personal information or request data portability.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.

Data Breach Management

In the event of a data breach, we will notify you as required by law and take appropriate measures to mitigate the breach.

Training

Our employees receive training on data privacy and protection to ensure compliance with this Privacy Policy and applicable laws.

Website Security

We take measures to secure your information and protect it from unauthorized access, disclosure, or alteration.

Cookies and Similar Technologies

We use cookies to enhance your user experience and improve our services. You can manage cookie settings in your browser, but disabling cookies may affect certain features of our platform.

Social Media

InsureDem will maintain social media accounts to provide timely information and engage with users. By interacting with our social media content, you agree to comply with our Social Media Terms, in addition to the platform's terms of use.

Marketing

We may use your personal information to send you marketing communications about our products and services. You can opt out of receiving these communications at any time.

Links to Third Party Websites

Our platform may contain links to third-party websites. We do not endorse the content or services offered by these sites and disclaim any liability for reliance on information obtained from them.

Limitation of Liability

While we take measures to protect your personal information, we cannot guarantee its security. By using our platform, you acknowledge and accept the inherent risks of data transmission over the Internet.

Advertising

InsureDem does not endorse or sponsor products or services advertised on privately owned websites. Any trademarks displayed on our platform are used with permission or in accordance with applicable law.

Digital Millennium Copyright Act (DMCA) Notice

If you believe that content on InsureDem's platform infringes your copyright, please contact us with a written notice containing specific information as outlined in the Digital Millennium Copyright Act.

Governing Law

This Privacy Policy is governed by the laws of Ghana. Any disputes arising under this Policy shall be subject to the exclusive jurisdiction of the courts in Ghana.

Severability

If any provision of this Privacy Policy is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at hello@insurerity.com.