Acceptance of Terms

Welcome to InsureDem, the B2C marketplace where insurance providers showcase their offers for users to compare and purchase insurance. By accessing or using our platform, you agree to comply with these Terms of Service.

Use of the Platform

InsureDem provides a platform for users to compare insurance offers from various providers. While we facilitate this process, we do not endorse any specific provider or guarantee the accuracy or suitability of the information provided.

Provider Partnerships

InsureDem partners with insurance providers who publish their offers on our platform. These providers are responsible for the accuracy and legality of their offers and transactions conducted through their listings.

User Responsibilities

You are responsible for the accuracy of the information you provide on our platform and any decisions made based on that information. We recommend reviewing all details carefully before finalising any transactions.

Platform Functionality

InsureDem does not collect payments or issue payments. We merely maintain the platform so providers can publish their offers, and users can sign up to check those offers, compare, purchase policies, track policies, renew, and make claims directly with the provider.

Insurtech Role

InsureDem is a tech firm (insurtech to be precise). Since we are merely facilitating the process and making insurance easier, we are not responsible for any offers or business issues users may have with their chosen providers.

Availability of Services

While we strive to maintain uninterrupted access to our platform, we may need to modify or discontinue certain services temporarily or permanently. We will make reasonable efforts to notify users of any such changes.

Third-Party Links

InsureDem may contain links to third-party websites for additional information or services. We are not responsible for the content, practices, or availability of any third-party sites and encourage users to review their terms and privacy policies.

Intellectual Property

All content and materials available on InsureDem, including logos, trademarks, and software, are the property of InsureDem and are protected by intellectual property laws. You may not use, reproduce, or distribute any content from our platform without prior written consent.

Privacy

Your privacy is important to us. We collect and use personal information in accordance with our Privacy Policy, which outlines how we handle and protect your data.

Limitation of Liability

InsureDem and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our platform or inability to access it. This includes but is not limited to loss of profits, data, or goodwill.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions.

Changes to Terms

InsureDem reserves the right to modify or update these Terms of Service at any time. We will notify users of any material changes and provide the effective date of the updated terms. By continuing to use InsureDem after any revisions to these Terms of Service, you agree to be bound by the updated terms. If you have any questions or concerns about these terms, please contact us at hello@insurerity.com.